Skip to main content
Select Image


Whether you’re just starting out or looking to diversify, we offer the investing solutions to support you.


Explore your investment options

Select Icon

Mutual Funds*

Invest in a powerful portfolio of securities professionally managed by our Credential Asset Management investments specialists. 

Select Icon

Responsible Investments

Grow your savings while protecting the planet with NEI Investments® that consider both profit and impact. 

Select Icon

Term Deposits

Watch your hard-earned money grow guaranteed with one of our flexible term deposits.

Redeemable Product

  • Minimum deposit $50

  • Offered for periods between 1-3 years

  • Redeemable on the interest anniversary date with no penalty

  • Redeemable between anniversary dates with a penalty

Non-redeemable Product

  • Minimum deposit $1,000

  • Minimum deposit $10,000 on Premium rate

  • Offered for periods between 30 days to 5 years

Ready to set up an investment?

Don’t hesitate to reach out. Our team will be happy to answer any questions and help you get set up.

Select Image

Take advantage of special tax benefits with registered investments

Registered Retirement Savings Plan (RRSP)

An RRSP is a government-approved plan that helps you save for retirement. Because it’s tax-sheltered, any investment growth your money earns is tax-deferred until it’s withdrawn in retirement – when you’ll likely be in a lower tax bracket and owe less.

  • Reduce your tax – Contributions to your RRSP reduce your taxable income, which is especially helpful during your peak earning years.

  • Grow your savings faster – Because your RRSP is tax-deferred, your earnings will be tax sheltered until you withdraw them in retirement.

  • Contribute until you’re 71 – Make annual contributions until December 31 of the year you turn 71.

  • Fund education or a first home – If you want to continue your education or supplement your first down payment, you can borrow a portion of your RRSP savings without penalty.

  • Flexible investing options – Your RRSP can hold a number of investments, including term deposits, mutual funds and responsible investments.

Registered Retirement Income Fund (RRIF)

An RRIF is a government-approved fund designed to provide retirement income from a matured RRSP. It shelters your savings from tax, while allowing you to withdraw funds as needed when you retire.

  • Tax-sheltered growth – Your investments continue to grow tax-sheltered, working hard for you into retirement.

  • Control your income – You can manage the amount and frequency of your withdrawals, subject to the legislated minimum annual payment requirements.

  • Tax-free transfer to spouse – You can pass your RRIF assets on to your spouse tax-free if you pass away.


Tax-Free Savings Account (TFSA)

A TFSA is a government-approved account that helps you save for any goal – be that a new car, a home or a dream vacation. Because it’s tax-free, you pay no taxes on your investment earnings, ensuring your savings grow faster.

  • Grow your money faster – Because your TFSA is tax-free, all your investment earnings stay in your pocket.

  • Use it for any goal – Your TFSA isn’t tied to a specific goal, so you can withdraw money anytime without repaying.

  • Build contribution room – Unused contribution room can be carried forward to use in future years.

  • Carry over withdrawals – Any withdrawal you make adds extra contribution room the following year.

  • No age limit – Unlike the RRSP, you can contribute to your TFSA from the age of 18 onwards for as long as you like.

  • Flexible investing options – Your TFSA can hold a number of investments, including term deposits, mutual funds and responsible investments.

Ready to set up a registered investment?

Don’t hesitate to reach out. Our team will be happy to answer any questions and help you open your account.

Select Image
Select Image

Want to invest for yourself?

Manage your own investments with confidence using our low-fee, award-winning platform.


*Mutual Funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Credential Asset Management Inc. and Northwest & Ethical Investments L.P. are all wholly owned subsidiaries of Aviso Wealth Inc.

® NEI Investments is a registered mark owned by Ethical Funds Inc. and is used under license.

Image Alt Text